Need an appraisal in Kingman or Mohave County?

Here are the top seven reasons AZ homeowners hire Kizer Appraisal:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a AZ property tax assessment
  3. Remove PMI to reduce your mortgage payments
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. In the case of a AZ divorce, when real estate needs to be divided
  7. To settle an estate in AZ by determining the true market value of property in question

Do you own a house in or near Kingman? Do you need help determining the value of your real estate?
Contact Kizer Appraisal.

At Kizer Appraisal, we understand the individual needs of a homeowner seeking appraisal services. Our customary business clients are used to the appraisal process and the standard documents we provide. Being a regular homeowner that ordinarily doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Kizer Appraisal are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.

PMI Removal Appraisals

A preferred way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Kizer Appraisal, we're veterans in helping homeowners just like you rid themselves of unneeded and unwanted PMI insurance.

Challenge Mohave county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's going down. That means you are probably paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Kizer Appraisal is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Kizer Appraisal can provide you with a professional appraisal that will help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for accuracy? We can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.