Need an appraisal for an FHA-backed mortgage? Call Kizer Appraisal

Kizer Appraisal is AZ state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-secured loan, be sure to hire Kizer Appraisal, as we are approved and qualified to produce FHA reports. A certain amount of the regular training our staff at Kizer Appraisal completes deals strictly with understanding the FHA's documentation and their rules and procedures.

An FHA loan is secured by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is ensure that the loan is secure in case the borrower doesn't pay their loan. Accessible to all buyers, FHA loan programs are designed to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the Federal Housing Administration provides are extremely helpful to consumers with less starting income.